CEO Message

Engaging in sustainability initiatives is not only a core social responsibility of the Aozora Group, but also an important management issue with respect to the Group’s efforts to enhance corporate value over the medium to long term. We recognize that such key themes as the need to address climate change, respect human rights, and effectively manage human capital are more than just passing trends. They represent both challenges and opportunities that must be viewed from a long-term perspective, and we advance these initiatives by integrating them into our Group’s management strategies and business model.

In conjunction with the formulation of our Mid-term Plan, we reviewed our Materiality criteria and set specific KPIs linked to efforts aimed at business priority areas in 2025. By continuing to monitor and disclose details of these KPIs, we will monitor the progress of our sustainability activities from both quantitative and qualitative perspectives and undertake any change in course as may be necessary.

We have expanded the range of new services to our customers at multiple stages of their business lifecycle by leveraging our financial intermediary capabilities and collaboration with external partners, including project finance for renewable energy to promote decarbonization, venture support, and business revitalization. As a banking group that “creates possibilities,” we will continue to work alongside customers and society to help realize a sustainable future going forward.

This Sustainability Report provides our Group’s specific sustainability activities. We invite you to review it at your leisure.