Dividend / Benefit Plan

Dividends per common stock

Dividend Policy

Management's intent is to deliver a cash dividend with a target payout ratio of 50%. Dividend payments will continue to be made on a quartlery basis.

FY2021 First Quarter Dividend Payment Announcement

The Bank’s Board of Directors approved dividend payments from retained earnings for the first quarter of FY2021, to shareholders registered on the Shareholder Registry as of June 30, 2021, as follows.

  1. Dividend per common share     32 yen
  2. Effective date (payment date)   September 15, 2021

Dividends per common stock and dividend payout ratio

Dividends per common stock and dividend payout ratio

As of August 2, 2021
(yen)

1st quarterly
dividend
per share

2nd quarterly
dividend
per share

3rd quarterly
dividend
per share

Year-end
dividend
per share

Total

FY2017

40 *1

40 *1

50

54

184 *1

FY2018

40

40

40

34

154

FY2019

39

39

39

39

156

FY2020

30

30

30

34

124

FY2021

32

To be
Determined

To be
Determined

To be
Determined

128
(Forecast) *2

  1. *1 
    The Bank consolidated every ten common shares into one common share on October 1, 2017. Figures in "FY2017" of the above bar graph are presented as if the share consolidation was effective at the beginning of FY2017.
  2. *2 
    The dividend forecast is based on the total dividend amount, which is 50% of the consolidated earnings forecast for the full year divided by the total number of common shares issued, excluding treasury stock, as of June 30, 2021.

Per share data (Consolidated base)

(yen)

Fiscal
year
ended March
2017

Fiscal
year
ended March
2018

Fiscal
year
ended March
2019

Fiscal
year
ended March
2020

Fiscal
year
ended March
2021

Dividend per share

18.70

184*

154

156

124

Net income per common share

37.59

369.16

309.67

241.18

248.27

Net assets per common share

358.61

3,735.00

3,844.08

3,659.84

4,233.53

  • The Bank consolidated every ten common shares into one common share on October 1, 2017. The dividend per share in the above "Fiscal year ended March 2018" is presented as if the share consolidation was effective at the beginning of FY2017.

Eligible shareholders

Shareholders of record holding at least 1 tangen unit (minimum trading unit) as of the record dates below.

Record dates

March 31, June 30, September 30, December 31 (4 times per year)

Eligible products

Following financial products available at Aozora Bank:

  • Yen time deposit (for 3 months or longer)
  • Investment trust (publicly-offered investment trusts)
  • Financial intermediary product (including structured bonds)

Benefits & conditions

Shareholders who purchase the products below at Aozora Bank will receive gift certificates.
(Please submit a relevant benefit certificate to Aozora Bank by the date of transaction. A gift certificate will be given afterwards.)

Yen time deposit

  • A 3,000 yen gift certificate with each new deposit of 5 million yen or more made to a yen time deposit account (term: at least 3 months)

Investment trust

  • A 2,000 yen gift certificate with each purchase of a publicly-offered investment trust of 1 million yen or more

Financial intermediary product

  • A 2,000 yen gift certificate with each purchase of any financial intermediary product (including structured bonds) in an amount of 1 million yen or more

Shareholder benefit certificates may be used to purchase either investment trusts or financial intermediary products.
Shareholder benefit certificates are not eligible for some products.
For detailed terms and conditions, please refer to the "Guidelines on Special Benefit Services for Shareholders (December 2017)" below.

Procedures

New customers are requested to open an account for applicable products.
Shareholder benefit certificates may not be used in any transaction via Aozora Internet Banking and Aozora Securities Internet Trading.
Opening a bank account

At Aozora Bank branches:

Yen time deposits, investment trusts and financial intermediary products are available as eligible products.
Please present a shareholder benefit certificate at any Aozora Bank branch and follow necessary procedures.
Aozora branches

Via telephone banking:

Yen time deposits and investment trusts are available as eligible products.

Eligibility period

One year (Expired benefit certificates are ineligible. Please confirm the period of validity printed on benefit certificates.)

Inquiries

  • Aozora Home Call :

    0120-250-399 (Japanese only)

  • [Operating hours]  

    Weekdays : 9:00∼21:00
    Weekends, Holidays : 9:00∼18:00
    (excluding January 1 - January 3)

Please refer to the "Guidelines on Special Benefit Services for Shareholders" for terms and conditions of Special Benefit Services for Shareholders (Japanese only).
For corporate shareholders who wish to use shareholder benefit certificates, please contact Aozora Home Call in advance (Japanese only).

[Guidelines on Special Benefit Services for Shareholders]

Latest
“Guidelines on Special Benefit Services for Shareholders” (September 2021) (PDF:591KB)

(Last updated: September 14, 2021)

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