Promoting Sustainable Finance

Aozora has set the goal of sustainable financing at 1 trillion yen (including environmental financing of 700 billion yen) by FY2027 (for seven years) as part of Aozora’s Sustainability Targets.

We are striving to achieve these targets by proactively engaging in corporate finance, including green loans and sustainability-linked loans, as well as environment-related project finance mainly related to renewable energies we have been focusing on and green building finance.

In terms of sustainable financing for corporate customers (corporate finance certified by a third-party entity), we have been expanding the initiatives, including the arrangement of green loans, social loans, sustainability-linked loans, and Positive Impact Finance in Japan.

We started Aozora Positive Impact Finance initiatives in FY2023 and continuously support our customers in their development and expansion of positive impacts or mitigation of negative impacts on the environment, society, and economy arising from their activities by providing comprehensive analysis and evaluations on these impacts.