Aozora’s ESG Support Framework
Aozora provides both financial and non-financial solutions to support customers’ initiatives to solve environmental, social, governance and other sustainability issues through its ESG Support Framework.
In the financial area, we offer appropriate sustainable finance proposals in accordance with our customers’ recognition of the issues and circumstances. These proposals include Positive Impact Finance (PIF), a type of corporate loan with no specific use of funds in addition to project finance for renewable energy projects with specified use of funds. For our PIF, we obtained a second opinion from Rating and Investment Information, Inc. (R&I), which has determined that our PIF evaluation framework and implementation system were compliant with international principles (Aozora’s ESG Framework Loan).
In the non-financial area, we support customers’ initiatives for decarbonization through collaboration with external partners providing ESG-related solutions. Besides our decarbonization efforts, in FY2024 we added support menus relating to human capital initiatives and put in place systems capable of providing comprehensive support for our customers’ ESG-related issues. We will further develop and expand the range of our solutions in the years to come.
Given that the development of human resources who are experts in sustainable business is an important issue for financial institutions, we have been focusing on this area by proactively holding training and study sessions.
