Aozora’s ESG Support Framework
Aozora provides both financial and non-financial solutions to support customers’ initiatives to solve environmental, social, governance and other sustainability issues through the Aozora’s ESG Support Framework.
In the financial area, we have obtained a second opinion from a rating agency, Rating and Investment Information, Inc. (R&I), which has determined that our evaluation framework and evaluation implementation system for sustainable finance were in compliance with international principles and Japan’s guidelines* (Aozora’s ESG Framework Loan). This enables us to make conforming sustainable finance proposals in accordance with our customers' recognition of the issues and circumstances.
- Aozora obtained the second opinion for green loans, social loans, and sustainability-linked loans on June 1, 2022 as well as for positive impact finance on June 1, 2023.
In the non-financial area, we support customers’ initiatives for decarbonization through collaboration with companies providing solutions related to decarbonization. We will build up and expand the range of our solutions such as support for establishing management systems and initiatives for human capital going forward, not limited to the decarbonization area.
Given that the development of human resources who are experts in sustainable business is an important issue for financial institutions, we have been focusing on this area by proactively holding training and study sessions.
Overview of Aozora’s ESG Support Framework

