Our Business Operations

The Strategic Investments Unit provides unique, highly specialized services targeting issues faced by corporate customers in Japan.
Aozora established the Strategic Investments Unit to bring together specialized human resources and know-how from within the Aozora Group with its more than 20 years of experience in structured finance, and to strengthen the framework for providing services in a flexible manner.

Centered on highly liquid assets, the Market & International Business Unit engages in disciplined portfolio management that helps stabilize earnings for the entire Group, and provides an extensive range of derivative products, including interest rate, foreign exchange, and commodity derivatives, that enable it to provide the solutions best tailored to the needs of our customers. This unit realizes sustainable growth by developing and securing human resources with expertise in domestic and overseas market operations, as well as globally oriented human resources, whom it assigns to the appropriate positions.

The Customer Relations Unit works to provide new investment opportunities and services, including structured financing mainly to regional financial institutions, and contributes to the sustainable growth of regional economies. In addition to offering retail customers with services including simple, smart BANK™ deposit services via mobile apps, we provide services such as wealth management business model services centered on Daiwa Securities Group’s fund wrap products, which are planned to be introduced, with the aim to realize customers’ life planning goals.

• Merger scheduled for April 1, 2026

GMO Aozora Net Bank combines technology, distinctive perspectives, a broad range of tools, knowledge, and a specialized network for the benefit of its customers, and continuously takes on challenges with the aim of becoming a progressive bank that thinks outside the box.

“Going from Strength to Strength” Formulating the three pillars of medium- to long-term strategies starting in July 2021

Centered on its medium- to long-term strategies, GMO Aozora Net Bank develops and provides No. 1-ranked services as a bank that grows alongside its corporate customers.

• Please refer to the GMO Aozora Net Bank, Ltd. website.