Management Philosophy

Aozora's core purpose is to contribute to the development of society through the creation of new value-added financial services in our role as a key financial service provider. Of critical importance to our management is maintaining the patience and focus necessary to gain a deeper appreciation of our customers' needs as well as the research and development of new, differentiated products and services for the benefit of our customers.
Not a megabank or a regional bank, Aozora places a high priority on remaining flexible, highly professional in business as well as reliable and trustworthy for its customers. On behalf of our customers and shareholders, we intend to explore our full potential beyond the limitations of a traditional bank over the years ahead.