read more

This web site contains forward-looking statements regarding the Bank’s financial condition and results of operations. These forward-looking statements, which include the Bank’s views and assumptions with respect to future events, involve certain risks and uncertainties. Actual results may differ from forecasts due to changes in economic conditions and other factors.

Fiscal Year 2009 (April 1, 2009 - March 31, 2010)

Investor Meeting for FY2009 Financial Results (May 24, 2010)

[Presentation Material]

FY2009 Financial Results Analyst Meeting (493KB)

Conference Call for FY2009 Financial Results (May 14, 2010)

[Reference Material]

Aozora Bank Returns to Profitability in FY2009; Exceeds Full Year Profit Forecast; Forecasts Increased Earings for FY2010 (287KB)

[Sound data]

Part 1: Opening remarks and Safe Harbor statement (1:18) [MP3] Part 2: Financial results presentation (13:00) [MP3]

Investor Meeting for FY2009 Interim Financial Results (November 20, 2009)

[Presentation Material]

FY2009 Interim Financial Results Analyst Meeting (507KB)

Conference Call for First Half Results (November 13, 2009)

[Reference Material]

Aozora Bank Reports Profit for the First Half of FY2009 (227KB)

[Sound data]

Part 1: Opening remarks & Safe Harbor statement (1:23) [MP3] Part 2: Financial results presentation (13:25) [MP3]

Morgan Stanley Japan Equity Conference (September 30 - October 1, 2009)

Presentation Material (237KB)

Fiscal Year 2008 (April 1, 2008 - March 31, 2009)

Investor Meeting For FY2008 Results (May 27, 2009)

[Presentation Material]

FY2008 Full-Year Financial Results Analyst Meeting (785KB)(Note)

(Note)  June 11, 2009 Partial revisions have made to the materials.

Conference Call for FY2008 Financial Results (May 15, 2009)

[Sound data]

Part 1: Opening remarks (01:21) [MP3] Part 2: Financial Results Presentation (15:23) [MP3]

Investor Meeting for FY2008 Interim Financial Results (November 27, 2008)

[Presentation Material]

Investor Meeting for FY2008 Interim Financial Results (762KB)  (Note)

(Note)  December 12, 2008		Corrections to the above documents.

Conference Call For First Half Results (November 14, 2008)

[Reference Material]

Aozora Bank Announces Financial Results for the First Six Months of FY2008, Revision of Earnings Forecasts for Full Fiscal Year 2008 and Strategic Focus (PDF 310KB)  (Note)

[Sound data]

Part 1: Opening remarks (01:45) [MP3] Part 2: Financial Results Presentation (16:07) [MP3] Part 3: Q&A (08:03) [MP3]

Fiscal Year 2007 (April 1, 2007 - March 31, 2008)

Investor Meeting for FY2007 Results (May 26, 2008)

[Presentation Material]

FY2007 Financial Results (456KB)

Summary of Q&A session (39KB)

Conference Call for Full Year Results (May 15, 2008)

Sound File (22:34) [MP3]

Conference Call For Third Quarter Results (February 4, 2008)

[Sound data]

Part 1: Introduction & Safe Harbor Statement (00:57) [MP3] Part 2: Presentation (09:12) [MP3]

[Reference Material]

News Release (438KB)

Investor Meeting for FY2007 Interim Financial Results (November 26, 2007)

[Presentation Material]

FY2007 Interim Financial Results (518KB)  (Note)

(Note)  February 8, 2008		Corrections to the above documents.

Summary of Q&A session (44KB)

[Reference Material]

Aozora Story (170KB) Aozora's Business Overview (119KB)

Conference Call For First Half Results (November 14, 2007)

Sound data

[Reference Material]

Aozora Bank Reports Interim Financial Results for FY 2007 and Revises Full Year Earnings Forecast (PDF 73KB)  (Note)

(Note)  February 8, 2008		Corrections to the above documents.

Merrill Lynch Japan Conference （September 12, 2007）

Presentation Material (245KB)

Fiscal Year 2006 (April 1, 2006 - March 31, 2007)

Investor Meeting for FY2006 Business Results (May 28, 2007)

Presentation Material (1676KB) *

* Modifications to materials reflecting partial revision of financial statements.

Summary of Q&A session (35KB)

Conference Call for Full Year Results (May 15, 2007)

Sound File (34:50) [MP3]

CLSA Japan Forum 2007 (February 27, 2007)

Presentation Material (1,409KB)

Conference Call for Third Quarter Results (January 29, 2007)

Part 1: Introduction & Safe Harbor Statement (01:09) [MP3]

Part 2: Management's Opening Remarks (06:55) [MP3]

Part 3: Q&A & Conclusion (07:06) [MP3]

Investor Meeting for FY2006 Interim Financial Results (December 1, 2006)

Presentation Material (442KB)

Conference Call for First Half Results (Novevmber 21, 2006)

*Sound reproduction

Part 1: Safe Harbor Statement and Mike Rossi Opening Remarks (04:47) [MP3] Part 2: David Hackett Financial Overview and Mike Rossi Concluding Remarks (05:59) [MP3] Part 3: Q&A Session (18:27) [MP3]