The Corporate Banking Group provides corporate clients, ranging from SMEs and middle-market companies to large corporations, with loans, various types of finance, derivatives and deposits. We strive to swiftly offer truly valuable financial solutions tailored to meet the diverse needs of our customers taking advantage of our sophisticated and flexible planning ability and proposal power.
Offering a Diverse Array of Funding and Investment Solutions
Lending
Using our cash-flow generation skills, we work together with our clients to arrange the optimal funding methods for them.
Syndicated Loans
Through arranging and participating in syndicated loans for our corporate clients, we help our clients access new funding sources, and enjoy PR benefits as companies with diversified financing methods.
Derivative Products
We provide for our corporate clients whether they are looking to reduce their funding costs or hedge against interest risk with our Marine Blue derivative-embedded loan, as well as tailor-made products to flexibly address the individual needs of our clients.
Management Products
In addition to traditional bank debentures and deposits, we provide various financial products.
Risk Hedging Products
We are actively addressing the needs of our clients in terms of foreign exchange contracts and currency options foreign currency exchange derivatives, and in addition to interest rate swaps and interest rate options, we are addressing the recent increase in our clients' need for credit derivatives.
Private Placement Bonds, Trustee Services
Aozora Bank provides products tailored to the private placement bond issuance needs of our customers such as non-collateral and guaranteed private placement bonds. We also act as fiscal agent or trustee for private placement and public bonds.
Securitization
Aozora Bank undertakes securitization such as ABS (Asset-Backed Security) that has become diversified as new method of corporate finance in recent years.
Supporting Corporate Recovery
Real Estate Finance
As a leader in real estate non-recourse finance. Aozora Bank continues to provide high value-added financial services. Our team of bankers have a wealth of experience and expertise in real estate, finance and securitization, and serve the diverse needs of the Bank's customers while responding to the changing environment.
Special Situations
We make investments in loans to ailing companies and to corporations facing the challenges of a rapidly changing operating environment, and provide recovery finance to companies under rehabilitation, AOZORA Loan Services Co., Ltd., our loan servicer subsidiary purchases non-performing loans and provides corporate advisory services, such as developing business recovery plan proposals.
Private Equity Investment (Buyout Funds, Venture Capital)
The Bank supports clients in the buyout area through the provision of merger and acquisition (M&A) advisory services and the use of buyout funds. Value-added support and tailored lending solutions are provided to start-up ventures.
Hospital Project Finance
Aozora Bank has developed an analytical assessment method that is specifically designed for the management of medical institutions. This has been achieved through the first benchmark survey covering major hospitals throughout Japan. Hospitals are boosting their financial results through our financing.
Asset Finance
The Bank provides finance for the construction and purchase of bulk carriers, chemical tankers and other ocean-going vessels, which, in recent years, have increasingly been chartered by non-Japanese shipping lines. Our ship finance group has built up considerable know-how in effectively meeting ship-financing needs.
M&A Finance
As a leading player, in the field leveraged finance, Aozora Bank harnesses its analytical skills, gained through rich experience and a proven track record in management buyout(MBOs) mergers and acquisitions (M&A), to provide structuring know-how and a wide range of financial products in order to best meet the needs of our customers.
